Homebuyer Tips
From Catherine Mitchell, The Intentional Realtor®™,
Speaking with a mortgage lender is one of the first steps in buying a home
Buying a home can be a tedious process that involves lots of time, patience, and paperwork. That is why it’s important to find a good
Realtor® to be your Advocate throughout the process! However one of the first steps in the home buying process is to speak to a mortgage lender.
Mortgage Lender
When it comes to finding a lender, shop around. Talk to three or four lenders before deciding on the one that’s best for you. This is a bit of a comparison shopping exercise to find out who charges what fees and what mortgage programs are available. Did you know that this fall (2016) there will be $15,000 available to help first-time buyers qualify to purchase a home? You want to be sure you have a lender who knows ALL the nuances available to buyers.
Housing Budget
A housing budget is a realistic assumption of what you can afford to pay for a home. Your lender will be the primary resource for making this determination. He or she will evaluate your current financial picture and give you the sales price you can afford. Then you can give that information to your Realtor® and she will make sure you stay within your budget!
A good mortgage lender
Your lender will pre-qualify you for a mortgage. Most sellers prefer that you are pre-qualified before they even consider an offer that you make on their home. That is why it’s important to first find a good lender and get pre-qualified.
Connect with Catherine:
As the Intentional Realtor®™, my goal is to help you achieve the reality of homeownership. I’ll do my best to help you find the perfect home that lies within your housing budget, which is why securing a good Realtor® is in your best interest to help you get the home of your dreams.
For this and more real estate needs by the Intentional Realtor®™, connect with me, Catherine Mitchell, at (704) 898-0605 http://www.
#connectwithcatherine
No comments:
Post a Comment